The Insider Newsletter from Envisage Global Insurance - insurance news and information for the youth travel and cultural exchange world.
As we approach the year's end, the holiday cheer is in full swing, bringing a sense of warmth and celebration. It’s a time when we gather with loved ones, reflecting on the year gone by while eagerly anticipating the new one on the horizon. At EGI, we're thrilled to share this joyous season with you, filled with traditions, togetherness, and gratitude.
As the new year beckons, we're excited for the opportunities it brings. It's a chance to reflect on our journey together, celebrating milestones and setting our sights on new goals. We're immensely grateful for your unwavering support and enthusiasm, which continues to drive our collective success. Here's to the holiday season and the promising adventures awaiting us in the coming year.
Sadly, the armed conflict between Israel and Hamas continues. Because of this, there is a high risk of terrorist groups and other violent extremists plotting possible attacks in Israel, the West Bank, and Gaza. The possible attacks may happen with little or no warning at all, targeting tourist locations, transportation hubs, government facilities, and public spaces.
In order to protect individuals as much as possible, the US Department of State has issued travel warnings that should be taken into consideration before traveling to any of these territories. You can find the warnings listed below:
Do Not Travel To:
Gaza due to terrorism, civil unrest, and armed conflict
Reconsider Traveling To:
Israel due to terrorism and civil unrest
West Bank due to terrorism and civil unrest
If you are concerned about how this affects your policy, please reach out to your account manager or visit the US Department of State website here.
COVID/Flu season is back!
During this time of the year, the cases of COVID-19 and the flu tend to increase, and as we already know, these viruses can be very contagious. All our plans include coverage for COVID-19 and the seasonal flu, and in many cases, the best course of treatment is over the counter medication and/or a telemedicine consultation.
Your account manager can help you educate your participants about both options, and using telemedicine will be quick for participants and help to lower overall claims on your plan.
Pre-Certification
It’s important to keep in mind that larger and costly services, such as inpatient treatment and surgical procedures may need to be pre-certified in advance, depending on the insurance carrier that your plan works with. The pre-certification requirements will vary from plan to plan, so it is strongly recommended that you encourage participants to check the plan benefits or call the insurance company directly before seeking medical treatment, whenever possible.
The pre-certification process can be started by the sponsoring organization, insured, a family member, or the medical facility directly, and it’s simply a matter of contacting the insurance carrier and providing the details they will need regarding the treatment that’s to be received. For most carriers, a simple email or phone call can get this process started.
Talk to your account manager if you have any questions or concerns.
Did you know that Envisage Global Insurance has an awesome collection of resources to help you understand insurance plans and how they work? We've got everything from an "Overview of the US Healthcare System" to "Mental Health Awareness" and even "Sexual Assault Awareness"!
If you want to get these valuable resources delivered straight to your inbox, we've got you covered. Simply sign up today for our new email list exclusively dedicated to these resources, and we'll send you our videos and content over time. Don't miss out on the chance to learn more about our excellent resources!
Now is the ideal moment to take a peek and size up your insurance plan against other plans on the market. The incredible team at EGI will be thrilled to offer you a proposal without any strings attached, guaranteeing that you receive top-notch coverage at the most competitive price in today's market.
Leah joined EIC in early 2016. Leah studied abroad in Valencia, Spain, and her passion for international travel and background in customer relations brought her to Envisage International. She received her Bachelor's degree in Hospitality Management from Florida State University, Originally from Atlantic Beach, FL, she now lives and works remotely from Tallahassee, FL.
